|
DR Plan |
Dental HMO Plan |
Dental PPO Plan |
Indemnity Plan |
| See any dentist or specialist and have visit covered? |
YES |
YES |
NO |
NO |
| Complete control over benefit design and costs? |
YES |
NO |
NO |
NO |
| Over 90% of dental benefit dollars can go to actual care? |
YES |
NO |
NO |
NO |
| Any dental procedure covered by plan up to the annual dollar
maximum? |
YES |
NO |
NO |
NO |
| Pre-existing conditions covered? |
YES |
NO |
NO |
NO |
| Procedures can be done without pre-authorization (no delays)? |
YES |
VARIES BY COMPANY |
VARIES BY COMPANY |
VARIES BY COMPANY |
| Dollars previously spent for premiums stay in employer's
account and can earn interest? |
YES |
NO |
NO |
NO |
| Monies can remain in local community? |
YES |
NOT USUALLY |
NOT USUALLY |
NOT USUALLY |
